Cash credit limit, often known as a CC limit, is a type of current account that includes a cheque book. Small medium companies (SMEs) are granted a cash credit limit, or CC limit, by the bank to meet their working capital needs. The bank accepts stock and debtors as principal security from CC limit holders.

OD limit is a pre-approved limit that the bank offers to the customer at a fixed rate of interest. Overdraft limit is usually availed by business entities to meet their working capital requirements. These days, banks and NBFCs are offering this feature even to regular customers, as a value added benefit.