All of you must know about credit card. Still, if someone is unaware about it, then we give information about it. A credit card is a financial instrument issued by banks with a pre-set credit limit, helping you make cashless transactions. The card issuer determines the credit limit based on your credit score, credit history and your income. In simple words we would say that It is a small chip embedded card that fulfills your needs without any interest. In this, you get 45 to 50 days to pay its money, which depends on different banks. You can use it when you need it at an emergent time, which will not cost you any interest for a fixed period of time. Many offers are also seen in this, which are helpful in saving maximum.